VetBilling Payment Plan Calculator
Model your own VetBilling payment plan using the standard fee structure: $25 one-time setup fee and $3 per installment processing fee, with no interest. Adjust the invoice total, down payment, plan length, and frequency to see what your actual payments and total cost would look like. Your clinic sets the real terms — this calculator shows the common defaults.
Reading the Numbers
Amount financed
This is the balance that VetBilling will draft from your bank account over the life of the plan, calculated as the invoice total minus your down payment.
Payment per installment
This is what you will see leave your account each period. It is the base installment (the financed amount divided by the number of installments) plus the $3 VetBilling processing fee.
Total processing fees
The sum of the $3 processing fee charged on every installment across the life of the plan. For biweekly cadences, this stacks faster than monthly on the same plan length.
Total out-of-pocket cost
The invoice total plus the setup fee plus the sum of all processing fees. Because the plan is interest-free, there is no APR line to add.
See How VetBilling Compares
Once you know your estimated VetBilling cost, compare it against CareCredit, Scratchpay, Cherry, and other veterinary financing options.
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